Dental insurance usually has a yearly maximum that they will pay. They typically pay 100% on preventative services, x-rays, exams, and cleanings. 80% on basic services. 50% on major. Some insurances have a deductible. Most want you to come in every 6 months for a check up and cleaning. This saves time and money later on to catch any issues early. Waiting causes usually more money, time and discomfort. Don't wait until it hurts!
Dr. James L. Johnson